FANISA SUSENO. Evaluating QRIS Adoption : a pathway to inclusive digital payment for indonesia MSMEs . GIC Proceeding, [S. l.], v. 3, n. 1, p. 93–103, 2025. DOI: 10.30983/gic.v3i1.850. Disponível em: http://proceedings.uinbukittinggi.ac.id/gic/article/view/850. Acesso em: 18 mar. 2026.