PUJY YONESHA. Analyzing Consumer Payment Preferences: QRIS vs. Traditional Banking Services. GIC Proceeding, [S. l.], v. 3, n. 1, p. 15–27, 2025. Disponível em: https://proceedings.uinbukittinggi.ac.id/gic/article/view/842. Acesso em: 16 nov. 2025.