FANISA SUSENO. Evaluating QRIS Adoption : a pathway to inclusive digital payment for indonesia MSMEs . GIC Proceeding, [S. l.], v. 3, n. 1, p. 93–103, 2025. Disponível em: https://proceedings.uinbukittinggi.ac.id/gic/article/view/850. Acesso em: 16 nov. 2025.