RAHAYU, N.; SAFITRI, L.; HIDAYAT, M. R. Unlocking Financial Efficiency: A Practical Guide to Using Google Spreadsheets for Future Value and Amortized Loan Calculations . ICIEFS Proceeding, [S. l.], v. 1, p. 148–155, 2023. Disponível em: https://proceedings.uinbukittinggi.ac.id/index.php/iciefs/article/view/376. Acesso em: 19 may. 2026.