Muamalah Fiqh In Digital Business: Risk Mitigation In Online Shopping

Ahmad  Budiman; Silfia Hanani; Syafwan Rozi

doi:10.30983/gic.v2i1.458

Authors

Ahmad Budiman State Islamic University Sjech M. Djamil Djambek, Bukittinggi, Indonesia
Silfia Hanani State Islamic University Sjech M. Djamil Djambek, Bukittinggi, Indonesia
Syafwan Rozi State Islamic University Sjech M. Djamil Djambek, Bukittinggi, Indonesia

DOI:

https://doi.org/10.30983/gic.v2i1.458

Keywords:

Digital business, Muamalah jurisprudence, Online shopping, Risk mitigation

Abstract

This article analyzes the principles of muamalah fiqh in digital business, especially in terms of risk mitigation in online shopping. Digital advances have an impact on many aspects of human life, one of which is online buying and selling. However, behind this convenience, the risks of digitalization are also unavoidable. This causes losses and disadvantages. Meanwhile, in Islam, various kinds of harm must be avoided. Therefore, honesty and transparency are needed in carrying out transactions. In Ulrich Beck's Risk Society theory, there are several means that can be used to prevent risks or what is known as risk mitigation. This paper aims to analyze how to mitigate risk in online buying and selling using Beck's theory from the perspective of muamalah jurisprudence. This research takes the form of qualitative literature research with data coming from sources related to the use of online media as a means of transaction and digital muamalah fiqh rules, as well as Ulrich Beck's risk mitigation theory in the form of books, articles and other writings. Then analyzed using descriptive methods. The research results show that risks that may occur when carrying out online transactions can be mitigated by avoiding, reducing and insuring risks, as stated by Beck. And this is in line with the principle of muamalah in Islam which requires honesty, openness, clarity, as well as rejecting various harms and prohibiting consuming other people's wealth in vain.

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