Optimizing the Role and Function of ZISWAF in Empowering the Economy of the Ummah

Hesmawati; Mayherlina; Aidil Alfin; M. Imamuddin

Authors

Hesmawati Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi
Mayherlina Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi
Aidil Alfin Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi
M. Imamuddin Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Keywords:

Alms, Economic Empowerment of the People, Infak, Waqf, Zakat, ZISWAF

Abstract

This study aims to analyze the concept of Economic Empowerment of the People and identify the strategic role of Zakat, Infak, Sedekah, and Wakaf (ZISWAF) as key instruments in this effort. Economic Empowerment is understood as a comprehensive step to build community capacity through three ways: creating an enabling environment for community potential to flourish, strengthening existing potential, and protecting vulnerable groups. Although Indonesia has great potential for ZISWAF, its optimization as a driver of community economy still faces challenges such as low public literacy and a management system that is not yet integrated with development programs. The results of the study show that professional ZISWAF management can act as a catalyst to transform consumptive funds into productive capital. With proper allocation, ZISWAF has great potential to overcome structural poverty, increase social assets, and create sustainable and equitable economic independence for the community.

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